September 25, 2005
Man sorry to hear about the loss of the bike to repeat what others have said already â€“ that really sucks! Why canâ€™t folks just leave other folks stuff alone? Some of it is due to the â€śrulesâ€ť of acceptance we have in our society â€“ which I hope change for the better.
Iâ€™ve never had a car or bike stolen yet & if they try â€“ they might just bump into mister â€ś40S&Wâ€ť or mister â€ś12 Gaugeâ€ť!
That said, contact your insurance agent ASAP (if not already done) & explain the event & what receipts you need to identify add-on parts, modâ€™s done to the bike.
Dig up any photo shots of the bike â€“ especially those which clearly show the add-onâ€™s, receipts for maintenance, repairs, etc.
I hope you have some additional insurance for add-on hardware. The policy I have has a basic coverage of $1K add-onâ€™s - I added more @ $40/$1K per year additional coverage through Progressive.
I would assume the insurance company will want to low ball the bike (blue book) while you want the fair price â€“ the price youâ€™ll probably get is in between â€“hopefully closer to the price you want!
Iâ€™d also get â€śfor sale adsâ€ť for bikes selling in the Baltimore area, maybe used bike prices at HD dealersâ€¦
In the back of my mind â€“ the idea of a possible â€śinsideâ€ť job lurks as indicated by LizardFoot. Another thought is a biker gang looking for easy money by stealing bikes & parting them outâ€¦.
Just like when I had my 4 wheeler put on apple crates (my wheels were stolen) â€“ I thought the police would â€śdustâ€ť the car for prints â€“ they sort of laughed & gave me the stolen property report. That was 35 years ago in Baltimore County - I guess they did about the same in your case.
Wish you luck & I hope they snag the B$stards that stole your bike!